風險管理乃將不利於生活與企業活動不斷發生的風險，予以消滅或挑戰的知識與技巧；它能幫助你我在面臨損失時，在決策與運作上，調整既有的思考模式，改採以更具智慧的方法，減少可能之損失發生。

Risk management will reduce or challenge the risks that are not conducive to the continuous occurrence of life and enterprise activities; it can help you and me adjust the existing thinking mode in decision-making and operation when facing failure, and adopt more intelligent methods to reduce possible losses.

風險管理概論是一門社會管理科學。因人類社會的經濟生活，時時伴隨著風險，而造成各種經濟及非經濟的損失，故有對風險了解並加以管理之必要。保險，則是各種風險管理措施中最重要的一種工具，故在瞭解保險之前，則須先研究風險管理。
風險管理之教學，在於藉由「風險評估」後，再施以風險管理的二大策略，「風險控制」及「風險理財」措施的相互搭配應用及保險的方法，來管理人身、財產及責任等的各種風險，以達到個人、家庭、企業或政府機構風險安排及財務安全規劃之目的。

Risk Management Overview is a social management science. Because the economic life of human society is always accompanied by risks, various economic and non-economic losses are caused, so it is necessary to understand and manage risks. Insurance is the most important tool among various risk management measures, so before understanding insurance, you must first study risk management.
The teaching of risk management uses the two major strategies of risk management, "risk control" and "risk management" measures to implement the mutual application and insurance methods of "risk control" and "risk management" measures, to manage various risks of personal, property and responsibility, so as to achieve the purpose of risk arrangements and financial safety planning for individuals, families, enterprises or government agencies.

風險管理-理論與實務。鄭燦堂，五南圖書股份有限公司，第9版(2019年出版)。

Risk Management - Theory and Practice. Zheng Yitang, Wunan Book Co., Ltd., 9th edition (published in 2019).