貨幣銀行學是一門研究貨幣、金融機構、銀行系統、以及這些元素如何影響經濟運行的學科。這門學科的內容相當廣泛，涵蓋的主題可以幫助學生理解貨幣在現代經濟中的角色，並深入探討金融市場與政策對經濟的影響。以下是一些主要的學習領域：

貨幣的定義與功能：了解貨幣的基本概念，並學習它在交易、價值儲藏、計價單位等方面的功能。

貨幣的形式：包括現金、電子貨幣、虛擬貨幣等各種不同形式的貨幣及其運作機制。

利率理論：分析利率如何影響經濟活動，例如借貸、投資和儲蓄，並學習如何根據市場狀況和中央銀行政策來理解利率變動。

金融機構與市場：研究各類金融機構（如銀行、保險公司、證券公司等）的功能，及其如何影響市場的流動性和資金配置。

貨幣供給過程：了解貨幣如何進入經濟體系，特別是銀行系統的貨幣創造過程，及其對經濟活動的影響。

中央銀行體系和功能：學習中央銀行的角色，包括貨幣政策的制定、控制通脹、維持金融穩定等。

貨幣理論與政策：探討不同的貨幣理論（如貨幣數量理論、IS-LM模型等）以及如何運用貨幣政策來達成經濟目標（如控制通脹、促進就業等）。

國際金融：分析全球金融市場、外匯市場及國際貿易對貨幣的影響，並學習國際資金流動、匯率政策等。

由於金融市場瞬息萬變，貨幣銀行學的學習有助於學生了解金融市場的波動，並深入探討政府如何透過貨幣政策調控經濟，應對通脹或經濟衰退等挑戰。金融業的快速變化以及政府推出的新金融產品，要求學習者具備靈活應對市場變動的能力，並理解政府政策對市場的影響。

Money and banking is the study of money, financial institutions, banking systems, and how these elements affect the functioning of the economy. This subject is quite broad and covers topics that help students understand the role of money in the modern economy and provide an in-depth exploration of the impact of financial markets and policies on the economy. Here are some of the main areas of study:

Definition and functions of currency: Understand the basic concepts of currency and learn its functions in transactions, value storage, unit of account, etc.

Forms of currency: including cash, electronic currency, virtual currency and other different forms of currency and their operating mechanisms.

Interest Rate Theory: Analyze how interest rates affect economic activity, such as lending, investing, and saving, and learn how to understand interest rate movements in light of market conditions and central bank policy.

Financial institutions and markets: Study the functions of various financial institutions (such as banks, insurance companies, securities companies, etc.) and how they affect market liquidity and capital allocation.

Money supply process: Understand how money enters the economic system, especially the money creation process of the banking system, and its impact on economic activities.

Central bank system and functions: Learn the role of the central bank, including the formulation of monetary policy, controlling inflation, maintaining financial stability, etc.

Monetary theory and policy: Explore different monetary theories (such as quantity theory of money, IS-LM model, etc.) and how to use monetary policy to achieve economic goals (such as controlling inflation, promoting employment, etc.).

International Finance: Analyze the impact of global financial markets, foreign exchange markets and international trade on currencies, and learn about international capital flows, exchange rate policies, etc.

Since the financial market is constantly changing, the study of money and banking helps students understand the fluctuations of the financial market and explore in depth how the government regulates the economy through monetary policy and responds to challenges such as inflation or economic recession. The rapid changes in the financial industry and the introduction of new financial products by the government require learners to have the ability to respond flexibly to market changes and understand the impact of government policies on the market.

本課程主要目的是讓學生能了解金融體系簡介、貨幣的功能、演進與定義、利率的基本概念、利率的決定因素、利率期間結構、貨幣需求、銀行業的結構與競爭、銀行管理、外匯市場、聯邦準備系統、貨幣供給過程、強力貨幣與貨幣乘數及貨幣政策工具探討。

The main purpose of this course is to enable students to understand the introduction to the financial system, the function, evolution and definition of money, the basic concepts of interest rates, the determinants of interest rates, the period structure of interest rates, money demand, the structure and competition of the banking industry, bank management, foreign exchange market, federal reserve system, money supply process, discussion of powerful money and money multipliers and monetary policy tools.

貨幣銀行學(Mishkin/ The Economics of Money, Banking, and Financial Markets 11e)

Money and Banking (Mishkin/ The Economics of Money, Banking, and Financial Markets 11e)