The aim of this course is to learn how to calculate the premiums of various life insurnce policies and related topics such as the calculation of reserve.the aim of this course is to learn how to calculate the premium is of various life INS urn CE policies and related topics such as the calculation of reserve.
本課程授課重點在於計算各種壽險內容所需負擔之保費，本課程共有四大重點：
(一) 利率及相關之計算。包含年金、投資報酬率、各種利率之比較與轉換。
(二) 生命表。包含生命表上各項目之意義及運用。
(三) 自然純保費。計算根據固定的利率水準、根據生命表所建立之各種不同年齡投保人之死亡機率，計算各種不同保險內容所應負擔之保費。
(四) 應繳總保費。根據(三)計算出自然純保費之後，再考慮其他附加支出各項，如佣金、帳管費用等計算出應繳總保額，也同時考慮解約退保時的相關事項。
The focus of this course is on calculating the burdens required for various types of compensation content. There are four major points in this course:
(I) Interest rate and related calculations. Including comparison and conversion of annuity, return on investment, various interest rates.
(II) Life table. It contains the meaning and use of each item on the life list.
(III) Natural pure protection. Calculate the insurance premiums that are subject to different insurance contents based on the fixed interest rate level and the risk of death of policyholders of different ages established on the life table.
(IV) Total guarantee shall be paid. After calculating the natural pure insurance based on (III), consider other additional expenses, such as commissions, accountancy fees, etc., and calculate the total insurance amount, and also consider the relevant matters when resubsidizing the insurance.
Life Insurance Primary Mathematics, 4th ed, T. Chung (in Chinese)
life insurance primary mathematics, 4the, T. Chung (in Chinese)
| 評分項目 Grading Method | 配分比例 Grading percentage | 說明 Description |
|---|---|---|
| quiz 1quiz 1 quiz 1 |
20 | Do not miss the test. |
| midtermmidterm midterm |
30 | Do not miss the test. |
| quiz 2quiz 2 quiz 2 |
20 | Do not miss the test. |
| finalfinal Final |
30 | Do not miss the test. |
